Special Needs Navigator is an AI-powered disability planning tool built on the real-world expertise of Eric Jorgensen, CFP®. Sage — the AI assistant at the heart of the platform — helps families and professionals think through SSI, Medicaid, Medicaid Waivers, the Disabled Adult Child benefit, and long-term disability planning.
Sage is not a lawyer or a financial advisor. Sage is an educational tool designed to help you think through complex benefit questions the way an experienced planning consultant would — asking the right questions, mapping out the issues, and helping you figure out what to prioritize.
Choose Your Mode
Every session starts with a choice.
Family Mode — $14.99 per session
Designed for parents, caregivers, and family members. Plain language, direct answers, no jargon. Sage will walk you through the questions that matter and surface issues you may not have thought to ask about.
Professional Mode — $34.99 per session
Designed for disability planning professionals, financial advisors, social workers, and case managers. Professional terminology, structured consultation analysis, and a guided reasoning approach for working through complex cases.
What Sage Can Help With
SSI eligibility, resource limits, and common pitfalls
The Disabled Adult Child (DAC) benefit and how it interacts with SSI
Medicaid eligibility and what happens when benefits change
State Medicaid Waiver programs
Special Needs Trust planning basics
ABLE account considerations
Benefit timelines — mapping milestones, risks, and planning priorities
Long-term planning for when caregivers are no longer able to provide support
What Sage Cannot Do
Provide legal advice or draft legal documents
File applications on your behalf
Access your personal SSA or Medicaid records
Make binding eligibility determinations — only SSA and your state agency can do that
How a Session Works
1. Select your mode — Family or Professional. A fit-check screen confirms Sage is the right tool for your situation before you pay.
2. Payment — Processed securely through Stripe before the session opens.
3. Disclaimer gate — Two checkboxes confirming you understand Sage is an educational tool and that you'll verify critical information with the appropriate agencies or professionals.
4. Your session — Start wherever you are. Sage will ask questions to understand your situation before jumping into analysis. A good way to begin: tell Sage about the person you're planning for — not just their diagnosis, but who they are. Then share your biggest concerns.
Heads up on response time: Sage uses live web search to verify current benefit figures from ssa.gov. Some responses may take a few extra seconds. This is intentional — accuracy matters more than speed when benefit rules are involved.
5. Download your summary — Click the Download Summary button in the session header to save a Word document with your case overview, risks identified, recommended next steps, and a Session Restart Prompt for your next session.
No Memory Between Sessions
Sage does not retain information between sessions — every session starts fresh. This protects your privacy.
If you want to continue working on the same situation in a future session, use your Session Restart Prompt. Every downloaded summary includes one. Copy it, paste it as your first message in a new session, and Sage will have full context in seconds.
Tips for Getting the Most Out of Your Session
Start with the person, not the diagnosis. The more context Sage has about who your family member is, the more useful the analysis.
Be specific about your biggest concern. If you're not sure where to start, tell Sage what's keeping you up at night. That's usually the right place to begin.
List what's already in place. Tell Sage which programs and benefits are currently active. This helps focus the conversation on gaps.
Download your summary before you close. Sessions are not saved. Once you close the window, the conversation is gone.